

To get no-fee overdraft coverage you must have at least $1,000 in direct deposits.$4.95 fee each time you deposit cash at a Green Dot location.Create up to 20 Money Vaults to save for individual savings goals like an emergency fund or vacation.Earn up to $250 cash bonus available through Decemreceive a $50 bonus if you make a direct deposit between $1,000 and $4,999 in the first 30 days of opening an account receive a $250 bonus if you make a direct deposit of $5,000 or more in the first 30 days of opening an account.

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Betterment: 5.50% APY if you're a new customer 4.75% APY standard rate.Best Savings Account Interest Rates Top High-Yield Savings Rates Overall We also include a market leader so you know the highest savings rate available at a local financial institution, too. We check rates daily to find the best high-interest savings accounts in three categories - accounts that let you earn a high rate with minimal effort (like low minimum deposits and no balance requirements), best rates overall, and popular brands. One even pays up to 6.17% APY on balances up to $1,000 if you meet certain membership eligibility requirements.īelow, are our top picks for savings accounts. Several high-yield savings accounts pay well above 5% APY. If you'd like to earn a higher savings rate, there are high-interest savings accounts that pay much more than that.

The average savings account interest rate in the US is 0.45% APY.
