


All rewards redemptions can be made through the First Citizens Rewards Center by telephone or through the program website. Redemptions start as low as 10,000 points. Points expiring during the year will be cleared from your program account on the last day of the month in which they expire.Įach point is worth $0.01, which means that 100 points equals $1 in redemption value. After the 3-year term, points expire and can no longer be redeemed. Points earned are available for redemption for a 3-year term. Points will be deducted from the available rewards account balance for all returned purchases.Ĭardholders may earn up to 10,000 points per calendar month. Earned points are calculated on actual dollars spent rounded up or down to the nearest point. With Rewards, you will earn three (3) points on fuel and select streaming services, two (2) points on grocery and drug stores, and one (1) point for each net dollar you spend (gross purchases less any returns or credits). Neighborhood Revitalization: For communities to flourish, individuals and families must have access to safe and suitable housing, public transportation and the social well-being, economic services and activities that are fundamental for community infrastructure.We support the work of nonprofits that help small businesses with technical assistance, operational capacity and economic development. Small Business: Small businesses are a vital lifeline for communities to thrive and support the overall health of our national economy.We support the work of nonprofit organizations working to increase and preserve access to affordable housing options. Affordable Housing: Safe and stable housing is essential for an individual’s overall well-being, including physical and mental health and economic well-being.

We’re passionate about enhancing financial educational opportunities, encouraging financial counseling for homebuyers/homeowners and establishing a route to employment through workforce development. Workforce Development, Financial and Homeowner/Homebuyer Education: Employment and financial expertise are keys to economic resiliency.We partner with a wide range of national and local nonprofit organizations that align with our strategic community development priorities: Development or production of books, films, videos, or television programs.Travel-related events, including student trips or tours.Sports, athletic events, or athletic programs.Individual pre-K-12 schools (public or private).Any organization whose purpose is to promote or to discourage the observance or proselytization of religious beliefs.Political, labor, fraternal organizations or civic clubs.Individuals, including those seeking scholarships or fellowship assistance.Any organization that discriminates based on race, religion, color, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, veteran, or disability status, or espouses hate.The following organizations are not eligible for funding: Should be aligned with our strategic community development priorities.Must be based and serve communities in markets First Citizens serves.
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